Bendigo · Updated June 2026 · figures as at 20 March 2026
How much does aged care cost in Bendigo?
Residential aged care in Bendigo has three parts: a regulated basic daily fee of $66.80/day, a means-tested care contribution based on your income and assets, and accommodation — a refundable lump sum (RAD) or a daily payment (DAP). Among the 8 Bendigo homes we list, published RADs run from $475,000 to $700,000.
Basic daily fee
$66.80/day
$24,382/year · everyone pays this
Bendigo RAD (our data)
$608,000
$475,000–$700,000 across 4 homes
DAP on that RAD
$133/day
at MPIR 7.96% — the daily-rent alternative
RAD figures are computed from the Bendigo homes in our directory that publish a price. RADs change and are often negotiable — always confirm on myagedcare.gov.au and in your written accommodation agreement.
A worked Bendigo example
For a part-pensioner entering a $608,000-RAD home in Bendigo and paying the room as a DAP, a typical ongoing cost looks like:
Your means-tested contribution depends entirely on your income and assets and can be $0. This is illustrative only — run your own numbers:
Calculate my exact Bendigo fees →Bendigo aged-care homes by RAD price
8 homes in our Bendigo directory. See the full Bendigo ranking →
Worried about the cost in Bendigo? Get a free shortlist that fits your budget
Choosing a home for a parent is hard, and the system is genuinely confusing. Tell us what's needed and we'll hand-pick a shortlist of Bendigo aged-care homes that genuinely fit — by location, care level and budget — and connect you with a placement specialist if you want one. Free, and we'll never sell your details or pester you.
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Common questions
Aged care costs in Bendigo — FAQs
How much does aged care cost in Bendigo in 2026?
Every resident pays the federally-regulated basic daily fee of $66.80/day ($24,382/year), plus a means-tested care contribution based on income and assets, plus accommodation — either a lump-sum Refundable Accommodation Deposit (RAD) or an equivalent Daily Accommodation Payment (DAP). Among the Bendigo homes we list with a published price, RADs range from $475,000 to $700,000, centring around $608,000. Use our free calculator to estimate your own fees.
What is the RAD for a nursing home in Bendigo?
Bendigo homes in our directory publish RADs between $475,000 and $700,000 (median $608,000). The RAD is fully refundable when the resident leaves or passes away. Instead of the lump sum you can pay a Daily Accommodation Payment (DAP) at the Maximum Permissible Interest Rate (7.96% as at 1 April 2026) — for a $608,000 room that's about $133/day — or split the two. RADs are often negotiable.
Is the basic daily fee different in Bendigo?
No. The basic daily fee is set federally at $66.80/day (as at 20 March 2026) and is the same in Bendigo as everywhere in Australia. What varies by location is the accommodation price (RAD/DAP) and your individual means-tested contribution.