Mermaid Waters · QLD · 4218
CHSP Providers in Mermaid Waters, QLD
Comparing chsp providers in Mermaid Waters? Browse the providers we list serving Mermaid Waters and the surrounding Gold Coast area, typically Subsidised, small co-contribution. Credentials and pricing shown where published — independent, no paid placements.
How do I get CHSP support for my parents?
Looking for chsp providers in Mermaid Waters? Compare acqsc verified providers serving Mermaid Waters (4218) and the surrounding Gold Coast area. Typical cost: Subsidised, small co-contribution. Below you'll find the providers we list for Mermaid Waters, what they specialise in, and how to compare them — independent, with no paid placements.
189,000+
Australians in residential aged care
$450,000
Average RAD (Refundable Accommodation Deposit)
$32B
Aged care market size (2026)
300,000+
Australians using Home Care Packages
Mermaid Waters at a glance
Mermaid Waters (4218) is a canal-side residential suburb suburb of Gold Coast, QLD, approximately 80 km from the Gold Coast CBD. Home to around 13,000 residents with a median age of 40 and a median household income of $1,766/week (ABS Census 2021). The median detached house price is approximately $1445k (2026). Local landmarks include Lake Hugh Muntz.
Population
13,000
Median age
40
Median income / wk
$1,766
Km from CBD
80
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Reach out to a home directly, or get a free shortlist below. You can also start at no cost with My Aged Care on 1800 200 422.
Aged Care serving Mermaid Waters listed in our directory
Alphabetical. Ordering on ranked listicles follows our methodology. Updated June 2026.
Arcare Helensvale
Arcare Helensvale is a private aged-care home in Helensvale, Gold Coast. Services include residential aged care, dementia-specific.
Arcare Hope Island
Arcare Hope Island is a private aged-care home in Hope Island, Gold Coast. Services include residential aged care, dementia-specific.
Bethania Parklands Care Community
DPG Services Pty Ltd is a privately operated aged-care provider operating Bethania Parklands Care Community (Bethania), Gold Coast. Services include residential aged care, dementia-specific, respite.
Blue Care Arundel Woodlands Lodge Aged Care Facility
The Uniting Church in Australia Property Trust (Q.) is a faith-based not-for-profit aged-care provider operating Blue Care Arundel Woodlands Lodge Aged Care Facility (Arundel), Gold Coast. Services include residential aged care.
Blue Care Kirra Aged Care Facility
The Uniting Church in Australia Property Trust (Q.) is a faith-based not-for-profit aged-care provider operating Blue Care Kirra Aged Care Facility (Coolangatta), Gold Coast. Services include residential aged care.
Blue Care Labrador Aged Care Facility
The Uniting Church in Australia Property Trust (Q.) is a faith-based not-for-profit aged-care provider operating Blue Care Labrador Aged Care Facility (Labrador), Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
Bolton Clarke The Terraces
Bolton Clarke The Terraces is a community not-for-profit aged-care home in Varsity Lakes, Gold Coast. Services include residential aged care, dementia-specific.
Bupa Merrimac
Bupa Merrimac is a private aged-care home in Merrimac, Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
Bupa Runaway Bay
Bupa Runaway Bay is a private aged-care home in Runaway Bay, Gold Coast. Services include residential aged care, dementia-specific, respite.
Bupa Tugun
Bupa Aged Care Australia Pty Ltd is a privately operated aged-care provider operating Bupa Tugun (Tugun), Gold Coast. Services include residential aged care, dementia-specific, respite.
Carinity Cedarbrook
Carinity Cedarbrook is a faith-based not-for-profit aged-care home in Mudgeeraba, Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
De Paul Villa Aged Care
Ozcare is a not-for-profit community aged-care provider operating De Paul Villa Aged Care (Ashmore), Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
Estia Health Gold Coast
Estia Health Gold Coast is a private aged-care home in Southport, Gold Coast. Services include residential aged care, respite, palliative.
Infinite Care Ashmore
Shalimah Aust Pty Ltd is a privately operated aged-care provider operating Infinite Care Ashmore (Ashmore), Gold Coast. Services include residential aged care, dementia-specific, respite.
Lions Haven For The Aged
Lions Haven for the Aged Limited is a not-for-profit community aged-care provider operating Lions Haven For The Aged (Hope Island), Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
Ozcare De Paul Villa Aged Care Facility
Ozcare De Paul Villa Aged Care Facility is a faith-based not-for-profit aged-care home in Southport, Gold Coast. Services include residential aged care, dementia-specific, respite.
Regis Magnolia
Regis Magnolia is a ASX-listed aged-care home in Upper Coomera, Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
St Vincent’s Care Services Southport
St Vincent’s Care Services Ltd is a faith-based not-for-profit aged-care provider operating St Vincent’s Care Services Southport (Southport), Gold Coast. Services include residential aged care.
TriCare Bayview Place Aged Care Residence
TriCare Bayview Place Aged Care Residence is a private aged-care home in Runaway Bay, Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
TriCare Cypress Gardens Aged Care Residence
TRICARE DUDLEY ST AGED CARE PTY LTD is a privately operated aged-care provider operating TriCare Cypress Gardens Aged Care Residence (Clear Island Waters), Gold Coast. Services include residential aged care, dementia-specific, respite.
TriCare Labrador Aged Care Residence
TriCare Labrador Aged Care Residence is a private aged-care home in Biggera Waters, Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
TriCare Mermaid Beach Aged Care Residence
TriCare Mermaid Beach Aged Care Residence is a private aged-care home in Mermaid Beach, Gold Coast. Services include residential aged care, dementia-specific, respite, palliative.
Want help finding chsp providers near Mermaid Waters?
Tell us what's needed and we'll hand-pick homes near Mermaid Waters that fit, and connect you with a placement specialist if you'd like one. Free for families, no obligation, no spam — and you can always start directly with My Aged Care on 1800 200 422.
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We'll be in touch within one business day with a hand-picked shortlist of homes that fit. If it's urgent, you can also call My Aged Care on 1800 200 422.
Common questions
Aged Care FAQs, Mermaid Waters
How do I get an ACAT assessment for my parent?
Call My Aged Care on 1800 200 422. The assessment is free and conducted by a qualified team (usually a nurse or social worker) at your parent's home. It takes 1-2 hours and determines what level of care they're eligible for — Home Care Package levels, residential aged care, respite, or transition care. You'll receive a referral code by post within 2-4 weeks. Without an ACAT code, you cannot access subsidised aged care services.
How much does aged care cost in Mermaid Waters (Mermaid Waters) in 2026?
Residential aged care costs include a Refundable Accommodation Deposit (RAD) of $400k-$1.2M (returned when you leave), the Basic Daily Care Fee of $61.96/day (paid by everyone), a means-tested care fee of 0-$32,718/year based on income and assets, and optional extra services fees. Total annual cost ranges from $30,000 (low-means residents) to $90,000+ (premium homes). In-home care via Home Care Packages is much cheaper: $7,500-$61,000/year depending on level.
What is the difference between low-care and high-care?
These categories were abolished in 2014. Aged care homes now offer a mix of care levels and adjust as residents' needs change. Your level of subsidy is determined by the Aged Care Funding Instrument (ACFI) assessment done after admission. This means you don't need to move homes if your mum's needs increase — the same home will provide more support and the government subsidy will increase accordingly.
How long does it take to get into an aged care home?
In metropolitan Melbourne, Sydney, Brisbane, Adelaide, and Perth, most homes have vacancies and placement can occur within 1-4 weeks of an ACAT assessment being completed. Premium homes in inner suburbs may have 3-12 month waitlists. Regional homes are typically faster (1-2 weeks). Specialist dementia care units are slower (4-12 weeks) due to limited bed numbers. If urgent placement is needed, a placement service can identify homes with same-week vacancies.
Will Centrelink fund aged care?
The government heavily subsidises aged care through the Aged Care Subsidy. The amount depends on a means assessment of your parent's income and assets. Low-means residents pay only the Basic Daily Care Fee ($61.96/day) and have their accommodation costs covered. Higher-means residents pay more, including a means-tested care fee up to $32,718/year and full accommodation costs (RAD or daily payment). Services Australia conducts the means assessment — submit forms SA457 (income) and SA485 (assets).
Is the family home counted as an asset?
Generally yes, but with important exemptions. The family home is exempt from the means assessment if a "protected person" still lives there — this includes a partner, dependent child, carer who has lived there 2+ years, or close relative who has lived there 5+ years. If exempt, the home doesn't affect aged care fees. If not exempt, it's capped in the means assessment at $193,219 (2026 figure) regardless of actual value.
Should I sell or keep the family home?
This is the most common financial question families face. Selling typically means using proceeds to pay the RAD ($400k-$1.2M), with surplus invested or held as accessible cash. Keeping means renting it out for income (which IS counted in means assessment) or leaving it empty. There are tax, Centrelink and aged care fee implications either way — speak to a financial adviser specialising in aged care (different from a regular financial planner). Many advisors offer a fixed-fee aged care advice package for $2,000-$5,000.
What should I look for when visiting an aged care home?
Visit at meal times to observe food quality and staff interaction. Ask for the most recent compliance audit (every home is required to share this). Talk to current residents and visiting family members. Check staff-to-resident ratios — under the new 2024 standards, homes must provide 215 care minutes per resident per day. Look at the activity calendar, smell the building (no strong cleaning chemicals masking poor hygiene), check call bell response times, and observe how staff speak to residents in passing.